Business Cover Solutions :: Calculators

Business Cover Solutions Financial Calculators

Business Cover Solutions is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Trades Insurance Calculator

Estimate your trades insurance needs with our Trades Insurance Calculator. Work out the right levels of cover to protect your trades business and your financial livelihood.

Cyber Insurance Calculator

Estimate your cyber insurance needs with our Cyber Insurance Calculator. Calculate the right levels of cover to protect your business and secure your financial livelihood.

Public Liability Insurance Calculator

Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Professional Indemnity Insurance Calculator

Estimate your professional indemnity insurance needs with our Professional Indemnity Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Commercial Property Insurance Calculator

Estimate your commercial property insurance needs with our Commercial Property Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Business Insurance Calculator

Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Insurance News

ACCC Scrutinises IAG's Proposed Acquisition of RAC Insurance

23 May 2026: Paige Estritori

The Australian Competition and Consumer Commission (ACCC) has escalated its examination of Insurance Australia Group's (IAG) proposed acquisition of RAC Insurance to a Phase 2 review. This decision reflects concerns that the merger could significantly reduce competition within Western Australia's insurance market. - read more

HESTA to Lower Insurance Fees for Members Starting July 2026

23 May 2026: Paige Estritori

HESTA, a prominent Australian superannuation fund, has announced a reduction in insurance fees for its members, effective from July 1, 2026. This initiative is part of a broader strategy to offer more accessible and affordable insurance coverage, particularly in light of the current economic climate and rising cost-of-living pressures. - read more

Aviso WA's Strategic Acquisition of Wray Insurance

23 May 2026: Paige Estritori

In a strategic move to expand its service offerings, Aviso WA has acquired Wray Insurance, a well-established insurance brokerage. This acquisition aims to enhance the range of services available to clients while ensuring continuity in existing coverage and relationships. - read more

QBE Divests Trade Credit Business to Swiss Re

15 May 2026: Paige Estritori

In a strategic move to streamline its operations, QBE Insurance Group has agreed to sell its global trade credit and surety business to Swiss Re Corporate Solutions. This unit, with a significant presence in Australia, New Zealand, and the UK, is projected to generate annual revenue of approximately $283 million. - read more

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Business Insurance Articles

Key Risk Management Practices Every SME Should Implement

Risk management is an essential process for identifying, assessing, and prioritizing potential challenges that could impact the success of a business. For small and medium-sized enterprises (SMEs), effective risk management can mean the difference between thriving and merely surviving in a competitive landscape. - read more

Understanding Business Insurance: What Every SME Owner Should Know

The world of trade businesses in Australia is constantly evolving, presenting both exciting opportunities and new challenges. As these businesses grow, so do the risks they face, making it crucial to consider protective measures. - read more

How to Choose the Right Insurance for Your Small Business Startup

Starting a small business in Australia is an exciting venture. However, amid the enthusiasm, it is vital to understand the role that business insurance plays in safeguarding your startup's future. Business insurance comprises various types of coverage designed to protect your company from potential financial losses. - read more

Top Cybersecurity Strategies for Australian SMEs: Stay Safe Online

In today's digital age, the importance of cybersecurity for small to medium-sized businesses (SMEs) cannot be overstated. For many Australian SMEs, the digital landscape offers incredible opportunities for growth and connectivity. However, it also presents significant challenges, particularly regarding online security. - read more

Knowledgebase

Copayment:
A fixed amount you pay for a covered healthcare service, usually when you receive the service.

This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.

IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.