Business Cover Solutions :: Calculators

Business Cover Solutions Financial Calculators

Business Cover Solutions is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Trades Insurance Calculator
Estimate your trades insurance needs with our Trades Insurance Calculator. Work out the right levels of cover to protect your trades business and your financial livelihood.
Cyber Insurance Calculator
Estimate your cyber insurance needs with our Cyber Insurance Calculator. Calculate the right levels of cover to protect your business and secure your financial livelihood.
Public Liability Insurance Calculator
Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Professional Indemnity Insurance Calculator
Estimate your professional indemnity insurance needs with our Professional Indemnity Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Commercial Property Insurance Calculator
Estimate your commercial property insurance needs with our Commercial Property Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Business Insurance Calculator
Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'


Insurance News

Rising Insurance Costs Threaten Australian Small Businesses
Rising Insurance Costs Threaten Australian Small Businesses
13 Apr 2026: Paige Estritori
Small business insurance premiums in Australia have surged by up to 60% since 2019, rendering coverage increasingly unaffordable for many enterprises. The Insurance Council of Australia attributes this escalation to outdated liability laws, escalating legal costs, and governmental red tape. - read more
Significant Decline in Australian Commercial Insurance Rates in Late 2025
Significant Decline in Australian Commercial Insurance Rates in Late 2025
13 Apr 2026: Paige Estritori
In the fourth quarter of 2025, Australian commercial insurance rates experienced a notable decline, with prices dropping by 12%. This marks the most significant decrease among the eight regions monitored by Marsh's Global Insurance Market Index. The primary driver behind this trend is heightened competition within the market, as international insurers have expanded their presence, providing additional capacity that has contributed to the rate reductions. - read more
Queensland Small Businesses Struggle with Escalating Insurance Costs
Queensland Small Businesses Struggle with Escalating Insurance Costs
13 Apr 2026: Paige Estritori
Insurance affordability has emerged as one of the most pressing challenges facing small businesses across Queensland and increasingly across Australia. A recent submission by Business Chamber Queensland to the Parliamentary Joint Committee on Corporations and Financial Services outlines why insurance products are not keeping pace with the realities small businesses face, and what can change. - read more
Click for more Insurance News
Business Insurance Articles

Key Risk Management Practices Every SME Should Implement
Key Risk Management Practices Every SME Should Implement
Risk management is an essential process for identifying, assessing, and prioritizing potential challenges that could impact the success of a business. For small and medium-sized enterprises (SMEs), effective risk management can mean the difference between thriving and merely surviving in a competitive landscape. - read more
Understanding Business Insurance: What Every SME Owner Should Know
Understanding Business Insurance: What Every SME Owner Should Know
The world of trade businesses in Australia is constantly evolving, presenting both exciting opportunities and new challenges. As these businesses grow, so do the risks they face, making it crucial to consider protective measures. - read more
How to Choose the Right Insurance for Your Small Business Startup
How to Choose the Right Insurance for Your Small Business Startup
Starting a small business in Australia is an exciting venture. However, amid the enthusiasm, it is vital to understand the role that business insurance plays in safeguarding your startup's future. Business insurance comprises various types of coverage designed to protect your company from potential financial losses. - read more
Top Cybersecurity Strategies for Australian SMEs: Stay Safe Online
Top Cybersecurity Strategies for Australian SMEs: Stay Safe Online
In today's digital age, the importance of cybersecurity for small to medium-sized businesses (SMEs) cannot be overstated. For many Australian SMEs, the digital landscape offers incredible opportunities for growth and connectivity. However, it also presents significant challenges, particularly regarding online security. - read more

Knowledgebase
Double Indemnity:
A clause or provision in a life insurance policy that doubles the payout in cases of accidental death.

Quick Links: | Business Insurance Australia | Small Business Insurance | Public Liability Insurance | Professional Indemnity Insurance | Commercial Property Insurance | Business Interruption Insurance | Workers Compensation Insurance | Cyber Liability Insurance | Business Insurance Quotes | Business Insurance Brokers | Business Insurance Comparison
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.