Business Cover Solutions :: Calculators

Business Cover Solutions Financial Calculators

Business Cover Solutions is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Business Insurance Calculator
Estimate your business insurance needs with our Business Insurance Calculator. Calculate the right levels of cover to protect your business operations and secure your financial livelihood.
Public Liability Insurance Calculator
Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Professional Indemnity Insurance Calculator
Estimate your professional indemnity insurance needs with our Professional Indemnity Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Commercial Property Insurance Calculator
Estimate your commercial property insurance needs with our Commercial Property Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.
Cyber Insurance Calculator
Estimate your cyber insurance needs with our Cyber Insurance Calculator. Calculate the right levels of cover to protect your business and secure your financial livelihood.
Trades Insurance Calculator
Estimate your trades insurance needs with our Trades Insurance Calculator. Work out the right levels of cover to protect your trades business and your financial livelihood.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'


Insurance News

Why SME Insurance Confidence Still Needs a Reality Check
Why SME Insurance Confidence Still Needs a Reality Check
16 Sep 2026: Paige Estritori
The latest SME insurance research from Vero is a useful reminder that confidence and preparedness are not always the same thing. Many Australian small and medium-sized businesses know insurance is essential, but the harder question is whether their current cover would respond as expected after a major loss, liability claim or interruption. - read more
Why climate resilience is becoming an insurance issue for SMEs
Why climate resilience is becoming an insurance issue for SMEs
09 Sep 2026: Paige Estritori
Fresh industry attention on climate resilience is a timely reminder for Australian small and medium-sized businesses that insurance affordability is increasingly linked to the physical risks around premises, supply chains and local infrastructure. The latest discussion has focused on the need for stronger mitigation, better land-use decisions and more practical investment in disaster resilience, rather than relying on insurance alone after floods, storms, bushfires or cyclones occur. - read more
What NSW insurance levy reform could mean for small businesses
What NSW insurance levy reform could mean for small businesses
02 Sep 2026: Paige Estritori
Renewed industry focus on reforming the New South Wales emergency services levy is a welcome development for many small and medium-sized businesses that have watched insurance costs absorb a growing share of operating budgets. The levy, which is charged through many insurance premiums, has long been criticised because it can make cover more expensive precisely for the businesses that choose to insure properly. - read more
Why SMEs Should Recheck Insurance Values Before Renewal
Why SMEs Should Recheck Insurance Values Before Renewal
26 Aug 2026: Paige Estritori
Fresh industry attention on underinsurance is a timely reminder for Australian small and medium-sized businesses to look beyond last year’s policy schedule when renewing cover. As building materials, labour, equipment and specialist trades remain costly in many sectors, insured values that once looked reasonable may no longer reflect the true cost of getting a business back on its feet. - read more
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Business Insurance Articles

Business Insurance Requirements in Australia: Legal, Contractual and Industry Rules
Business Insurance Requirements in Australia: Legal, Contractual and Industry Rules
Business insurance requirements in Australia can come from legislation, contracts, licensing conditions and industry expectations. This guide explains the difference so business owners can identify which covers may be compulsory, required by clients or prudent for their risks. - read more
What Affects the Cost of Business Insurance in Australia?
What Affects the Cost of Business Insurance in Australia?
Business insurance premiums can vary widely between Australian businesses. This guide explains the main factors that may influence cost, including industry risk, turnover, employees, claims history, cover types, excesses and policy limits. - read more
Understanding Business Insurance: What Every SME Owner Should Know
Understanding Business Insurance: What Every SME Owner Should Know
The world of trade businesses in Australia is constantly evolving, presenting both exciting opportunities and new challenges. As these businesses grow, so do the risks they face, making it crucial to consider protective measures. - read more
Cyber Liability Insurance for Australian Small Businesses: Cover, Limits and Exclusions
Cyber Liability Insurance for Australian Small Businesses: Cover, Limits and Exclusions
Cyber liability insurance can help Australian small businesses manage the financial impact of cyber incidents, but cover varies widely. This guide explains common inclusions, exclusions, limits and questions to ask before choosing a policy. - read more

Knowledgebase
Public Liability Insurance:
A very broad term for insurance covering liability exposures for individuals and business owners. It provides broad coverage, generally including all exposures for property damage and bodily injury.

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This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Unique Group Broker Services.
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